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Repossessed Properties

If a property has been repossessed by the mortgagee (usually a mortgage lender, bank or building society) it is exempt from Council Tax provided that no one lives in it until it is sold. Possession by a mortgagee does not constitue change of ownership.

If you are a mortgage lender please let us know immediately if you take possession of a property or sell one that you have repossessed.

If you want to apply for an exemption, email We will generally seek confirmation of the repossession, and will also seek to confirm that the property is unoccupied.

You must inform the Council if you are no longer entitled to a discount or exemption. We will take legal action against anyone who fraudulently claims a discount or exemption.

For further information please contact the Council Tax office on Tel: 01329 824651, or e-mail

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